Repossessions

After a repossession, the finance company can only impose certain conditions on a buyer reinstating his or her contract and regaining possession of the vehicle at issue. The finance company may tell the buyer that one of those conditions is he or she must pay fees to a third party (such as, the repossession agency)…

If you purchased your car in California, the answer generally is “yes.” You will have the right to “reinstate” your contract by paying your past due payments other delinquency charges (e.g., repossession fees), or you can “redeem” the vehicle by paying the entire balance due on your account. You always have the right to redeem.…

If you end your automobile lease early in California, either by voluntarily surrendering the car or involuntarily having it taken by repossession, the lessor (i.e., the company which leased the vehicle to you) does not have to allow you to “reinstate” the lease by paying what’s past due. The lessor can deem the lease to…

A repossession is unlawful if you own a car outright, but someone took it anyway. A former buyer may have fraudulently removed his or her lienholder from title to the car and then sold it to someone with no knowledge of the old lien. However, that new owner likely is a “good faith purchaser for…

The national emergency resulting from the Coronavirus (COVID-19) pandemic has made it hard for many consumers to make their monthly car payments and it seems has resulted in increased repossessions. Law Offices of Brandon A. Block has remained, and will continue to remain, open and available to all consumers during the Coronavirus pandemic (though working…