The national emergency resulting from the Coronavirus (COVID-19) pandemic has made it hard for many consumers to make their monthly car payments and it seems has resulted in increased repossessions. Law Offices of Brandon A. Block has remained, and will continue to remain, open and available to all consumers during the Coronavirus pandemic (though working remotely), and we will update this page as regularly as possible to hopefully provide consumers with insight regarding the impact of the Coronavirus and stay-at-home orders on consumers' car payments and repossessions. We are providing this page as one more tool for consumers. It is not legal advice, and it should not be construed as such.

Try to Get Help from Your Lender/Finance Company

There have been no laws passed in California suspending repossessions, and we are not aware of any lender suspending repossessions right now. But we are informed that some lenders have offered deferments or forbearance agreements for struggling consumers. If you can't make your car payment, you may wish to contact your lender to discuss your particular situation and delaying payments. Here's a list of some of the major lenders' online updates regarding the impact of the Coronavirus on their dealings with consumers:

Stay-at-home orders

States have taken actions to combat the spread of the Coronavirus, including the issuance of stay-at-home orders. It is unclear whether these orders preclude repossessions. On the one hand, repossessions and debt collection do not appear to be "essential" services under the terms of the stay-at-home orders, and the potential for person-to-person contact in repossessions makes them particularly dangerous during this time. On the other hand, there are no published opinions providing clarity on this issue, and the California state legislature and local governments have attempted to pass laws and regulations precluding repossessions, which seem to cut against repossessors being covered by stay-at-home orders.

Last updated: February 17, 2021