Repossession Law Blog

Wrongful car repossessions based on old liens

February 7, 2024

When a car is purchased on credit, a finance company or lender takes a “security interest” in the vehicle. This means the car serves as “security” for the buyer’s performance of the purchase contract, and the finance company or lender can repossess the vehicle if the buyer defaults on his or her obligations under the…

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Is filing bankruptcy an event of default which could lead to a car repossession?

January 7, 2023

If you purchased your car (not if you leased it), and California law applies, the answer now is no. Simply filing for bankruptcy or being a debtor in bankruptcy can no longer be deemed an event of default under a purchase contract or car loan. The California Legislature has added provisions to California Civil Code…

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Take Action for Tax Fairness: Ask Your Senator to Co-Sponsor the End Double Taxation of Successful Consumer Claims Act

March 18, 2021

Sen. Catherine Cortez Masto (D-Nev.) has re-introduced the End Double Taxation of Successful Consumer Claims Act (EDTSCCA), S. 766. If passed, this bill would allow consumers who win their cases to deduct the reimbursed legal expenses awarded to them. The existing tax system, which can make consumers pay taxes on reimbursed fees that they never…

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The Coronavirus Pandemic: Car Payments and Repossessions

April 1, 2020

The national emergency resulting from the Coronavirus (COVID-19) pandemic has made it hard for many consumers to make their monthly car payments and it seems has resulted in increased repossessions. Law Offices of Brandon A. Block has remained, and will continue to remain, open and available to all consumers during the Coronavirus pandemic (though working…

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